Umbrella Insurance in Glendale, Los Angeles & Across California

A serious accident or lawsuit can lead to costs far beyond the liability limits on your auto or homeowners policy. Personal umbrella insurance adds an extra layer of liability protection on top of those policies, helping protect your savings, your home, and your future earnings. As a local Farmers Insurance agent in Glendale, we help individuals and families throughout Los Angeles County and California decide whether an umbrella policy makes sense for them.

What Umbrella Insurance Can Cover

  • Bodily injury and property damage you cause to others, above your underlying auto and home limits

  • Legal defense costs if you're sued for a covered claim

  • Certain claims your other policies may not cover, such as libel, slander, or invasion of privacy

How It Works

An umbrella policy sits on top of your existing liability coverage. Farmers offers umbrella coverage in $1 million increments, up to $10 million. To qualify, you'll generally need underlying auto and homeowners (or renters) policies with certain minimum liability limits. Coverage can also be extended to things like additional vehicles, rental properties, or boats.

Who Should Consider an Umbrella Policy?

  • Homeowners, especially with a pool, trampoline, or dog

  • Families with teen drivers

  • Landlords and rental property owners

  • Anyone with significant savings, investments, or future earnings to protect

  • People who coach, volunteer, or are active on social media

Bundle and Save

Umbrella coverage often costs less than people expect, and adding it to your homeowners and auto insurance can help with bundling discounts.

Get an Umbrella Insurance Quote

Call (818) 459-3400, email agasparyan@farmersagent.com, or visit our office at 372 Arden Ave #103, Glendale, CA 91203.

Coverage is subject to policy terms, conditions, exclusions, underwriting, and availability. CA License #6014107.