Ways to Save on Insurance in California

Good coverage doesn't have to cost more than it should. As your local Farmers Insurance agent in Glendale, we'll review your policies and look for every discount you may qualify for. Here are some of the ways Farmers customers can save.

Bundle Your Policies

Combining policies is one of the biggest ways to save. Farmers offers savings when you bundle home and auto, and you may also save by adding life, renters, or umbrella coverage. In California, Farmers recently increased its home/auto bundling discount on eligible homeowners policies to 22%. Ask us whether your policies qualify.

Auto Insurance Discounts

  • Multi-car: Insure more than one vehicle on the same policy.

  • Safe driver: No chargeable accidents or citations in the past three years.

  • Accident-free: Households with no at-fault chargeable accidents in the past five years.

  • Good student: Full-time students under 25 who meet grade requirements.

  • Distant student: Students under 23 attending school more than 100 miles away without a car.

  • California New Driver Discount: Complete the Farmers new driver pledge and safety quiz with your new driver.

  • Mature driver: Drivers over 55 who complete an approved driver safety course.

  • Homeowner: Save on auto if you own your home, even if it's insured elsewhere.

  • Anti-theft devices: Vehicles with qualifying anti-theft or tracking devices.

  • Youthful driver and "On Your Own": Discounts for young drivers in Farmers households, and for young adults who move out after being on a family policy.

Homeowners Insurance Discounts

  • Claim-free: Three consecutive years without a claim.

  • Protective devices: Fire alarms, security systems, or interior sprinklers.

  • Home safety upgrades: Water leak detection and automatic shutoff devices, automatic gas shutoff, and fortified construction.

  • Connected home: Smart home systems that allow remote monitoring.

  • Wildfire mitigation: California homeowners may qualify for savings for certain wildfire mitigation measures.

  • Newer home and green certifications: Newer homes, and homes with approved certifications such as ENERGY STAR or LEED.

  • Approved roofing: Qualifying UL-approved roofing materials.

  • Renters to owners: Current Farmers renters customers who buy a home and switch to a Farmers home policy.

Billing and Loyalty Discounts

  • Paperless (ePolicy): Enroll in paperless policy documents.

  • Auto pay: Set up automatic payments.

  • Pay in full: Pay your full premium at the start of the term.

  • Good payer: No late fees in the 12 months before renewal.

  • Loyalty: Savings for continuing customers who meet eligibility rules.

Group and Employer Discounts

Through Farmers GroupSelect, employees of participating employers and members of participating associations and alumni groups may be eligible for special savings. Certain professions, degrees, and military service may also qualify for affinity discounts.

Get a Discount Review

Discounts change, and many people miss savings they qualify for. Call (818) 459-3400 or email agasparyan@farmersagent.com and we'll review your home, auto, and life policies for savings.

Discounts, eligibility requirements, and savings amounts vary by state, product, and policy, and not all discounts are available in California or on every policy. Customers must meet underwriting guidelines. Ask us which discounts apply to you. Amik Gasparyan Insurance Agency, Farmers Insurance agent, CA License #6014107.